CDEF Debt Relief Terms & Conditions
These Terms & Conditions (“Terms”) govern your use of the CDEF Debt Relief website ([insert website URL]) and the services offered by CDEF Debt Relief (“CDEF Debt,” “we,” “us,” or “our”). By accessing or using our website or services, you agree to be bound by these Terms.
Services
CDEF Debt offers debt relief services to individuals and businesses in India. These services may include, but are not limited to:
- Debt negotiation with creditors to lower interest rates and monthly payments.
- Debt consolidation analysis to explore options for simplifying your debt.
- Creditor communication and harassment prevention.
- Financial education and budgeting tools.
Eligibility
To use our services, you must be:
- At least 18 years old.
- A legal resident of India.
- Struggling with overwhelming debt.
Enrollment and Fees
- We offer a free consultation to discuss your financial situation and determine if our program is right for you. There is no obligation to enroll after the consultation.
- We typically charge a fee after successfully reducing your debt through negotiation with your creditors. The specific fee structure will be clearly explained during your free consultation.
- You are responsible for making all required payments to CDEF Debt on time.
Your Responsibilities
- You agree to provide us with accurate and complete information about your financial situation.
- You are responsible for complying with all applicable laws and regulations related to your finances.
- You will cooperate with us throughout the debt relief process and provide any necessary information or documentation.
- You understand that debt settlement negotiations with creditors involve uncertainties, and there is no guarantee of success.
Our Disclaimers and Limitations
- We are not a credit counseling agency or a financial advisor. We cannot and do not provide legal or tax advice.
- We cannot guarantee that we will be able to successfully reduce your debt or stop creditor harassment.
- Debt relief can negatively impact your credit score.
- We are not responsible for any damages arising from your use of our website or services.
Termination
We may terminate your access to our website or services for any reason, at any time, without notice. You may also terminate your agreement with us at any time.
Dispute Resolution
We are committed to resolving any disputes with you amicably. If you have a dispute, please contact us first to try to reach a resolution. Any remaining disputes will be resolved through binding arbitration in accordance with the Arbitration Rules of the Indian Arbitration Council.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of India.
Entire Agreement
These Terms constitute the entire agreement between you and CDEF Debt regarding the use of our website and services.
Severability
If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.
Changes to these Terms
We may update these Terms from time to time. We will post any changes to these Terms on our website. You are advised to review these Terms periodically for any changes.
Ready to take control of your finances?
Contact CDEF Debt today for a free consultation.
